Industry: Health
Age: 31
Location: Queensland, Australia
Salary: $84,500 (mine) + $37,900 (husband's)
Net Worth: $22,000 in savings plus we are $15,000 ahead on our mortgage. I have $116,000 in my super (retirement) account and my husband has $65,000 in his. Both of our salaries are paid into the same account and we pay for everything out of this.
Debt: $357,000 left of our mortgage. My husband has about $25,000 left from his masters (the repayments come out with his tax).
MyPaycheck Amount (biweekly): $1,895
My Husband's Paycheck (biweekly): $1,092
Monthly Expenses
Mortgage: $1,675 in compulsory mortgage repayments, plus we pay an additional $450 a month in extra payments.
Gym: $25/week
Subscriptions (Netflix, Spotify, Prime): $32
Cell Phone & Internet: $136 (husband has a work phone)
Private Health Insurance: $250 (This is the total for my husband and me. Australia has a free healthcare system for hospital admissions, but many people elect to get private health insurance. Mine is top hospital cover which includes pregnancy (so one day I can deliver a baby at a private hospital) and my husband has mid-range hospital cover and extras (e.g. physio, dental, podiatry, etc). I canceled my extras as it was too expensive and I wasn't using them very often.)
Utilities: $291 per quarter
Rates: $331 per quarter
Garden Waste Collection: $16
"diary" - Google News
November 23, 2020 at 11:30PM
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A Week In Queensland, Australia On A $122,400 Joint Income - Refinery29
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