Housing costs: £740 base rent per month (hello, London).
Loan payments: N/A (I already paid off my student overdraft).
Utilities: £18.75 for my share of the gas and electric, £3.22 TV licence, £40.85 council tax, £7.50 water.
Transportation: ~£65 long distance trains, ~£50 transport around London (when not locked down).
Phone bill: £10 per month SIM only (I bought the handset outright last year).
Student loan: £92 per month. My current balance is £51,830.90, laughable really as the more you earn, the more interest they whack on the top. I just try to think of it as a tax in order to spare my sanity.
Savings? £400 in a pot per month in my bank account (I should really look to invest as it’s just sitting there), £100 per month into holiday pot (I try to put into this but end up taking it out if I overspend), £100 into a locked pot for a new laptop, £50 for reserved band spending (although I normally have to spend more than this).
Other: £10 Spotify, £3 musical instrument insurance, £20 to band bank account (we set this up last year and this barely scratches the surface), £80 split between Mind, Nordoff Robbins (a music therapy charity), the Music Venue Trust and the Stephen Lawrence Trust – my company lets me donate this pre-tax, which is pretty great.
"diary" - Google News
November 14, 2020 at 02:00PM
https://ift.tt/3lBQula
Money Diary: A 23-Year-Old Software Engineer & Singer In A Band On 36k - Refinery29
"diary" - Google News
https://ift.tt/2VTijey
https://ift.tt/2xwebYA
Bagikan Berita Ini
0 Response to "Money Diary: A 23-Year-Old Software Engineer & Singer In A Band On 36k - Refinery29"
Post a Comment