Industry: Federal Government
Age: 23
Location: Washington, D.C.
Salary: $77,602
Net Worth: ~$50,000 (I am very lucky and grateful to have no debt thanks to my family's help paying for my undergrad degree. I keep about ~$5,000 in my primary checking account and have about $40,000 in short-term savings accounts and a two-year CD with my bank. I know this is a lot to have in a short-term savings account as opposed to retirement, but I am thinking about going to law school and was advised not to bother moving it to a retirement account if I might use it for grad school. I also have a little under $5,000 in an IRA that rolled over from my job with a 401(k) last year, and then just about $2,000 in my TSP that just started with my new government job. I am putting a good chunk of my paycheck into my TSP and the government matches 5%, so I should have about $9,000 in that account by the end of 2021.)
Debt: $0
Paycheck Amount (biweekly): $1,786
Pronouns: She/her
Monthly Expenses
Rent: $1,805 for a one-bedroom where I live alone
Utilities: ~$200
Renters Insurance: $10
TSP: 12% of my paycheck pre-tax
FERS: 4% of my paycheck
Dental/Vision Insurance: $12
Subscriptions: $25 (Hulu, Disney+, Apple Music, and Google Storage)
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June 30, 2021 at 10:00PM
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A Week In Washington, D.C., On A $77,602 Salary - Refinery29
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