Industry: Biotech
Age: 30
Location: Bay Area, CA
Salary: $99,000
Net Worth: ~$85,000 ($45,000 savings + $30,000 Roth IRA + $19,000 Roth 401k + $4,000 brokerage account - debt) I don't know the value of my car so that's not included. I also have stock options but none have vested.
Debt: ~$13,000 (car loan)
Paycheck Amount (2x/month): $2,068.33 (after taxes, health insurance, and retirement contributions are taken out)
Pronouns: She/her
Monthly Expenses
Rent: $0 (I live at home and my parents don't charge rent)
Car Loan: $313
Car Insurance: I was added to my family's plan and they haven't cashed the check I wrote for it
Utilities/Internet: $0 (see rent)
Cell Phone: $0 (I'm on my family's plan and my parents pay)
Health Insurance: $75
Train Pass: $185 (reimbursed by my employer)
Netflix: $14
Spotify Premium + Hulu: $10
Donations: $50-$100 to various organizations
Retirement: $1,568 (19% contribution to my Roth 401k) + $500 to my Roth IRA (I usually deposit the maximum as a lump sum but this is the amount by month)
Savings: I aim for at least $2,000-$3,000 a month, which is the amount I would otherwise be spending on rent.
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August 04, 2021 at 10:00PM
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A Week In Bay Area, CA, On A $99,000 Salary - Refinery29
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