Industry: Medicine
Age: 28
Location: Boston, MA
My Salary: $65,440
My Husband's Salary: $67,500
Net Worth: -$282,796.28 (All medical school loans — I was extremely privileged to have my parents and grandparents pay for my undergraduate degree.)
Debt: $282,796.28 medical school debt
My Paycheck Amount (2x/month): $1,677.69
My Husband's Paycheck Amount (1x/month): $5,625
Pronouns: She/her
Monthly Expenses
Rent: $2,200 for a two-bedroom apartment, split 50/50 between myself and my husband.
Car Loan: $255.50 (my half, split with my husband)
School Loan: $346 (10% of my take-home pay) starting in September.
Electricity/Utilities: $80-120, also split 50/50
T Pass: $58.50
Gym Membership: $22
Medical Insurance: $0 (My residency's plan is amazing — my employer completely covers both my husband and me with no withdrawals from my paycheck.)
Dental Insurance: $67.70 for my husband and me, automatically withdrawn from my paycheck. I didn't go to the dentist for five years (no dental insurance in med school), so I'm really happy to have dental coverage now!
Malpractice Insurance: $15.02
Retirement Savings: $345.14 (10% of my take-home pay)
Spotify: $9.99
Hulu: $4.99
Netflix, Disney+, HBO Max: My husband pays for all of these.
Cell Phone: $0 (Embarrassingly, I am still on my mom's plan! I really should change this.)
The New York Times: $4
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August 09, 2021 at 10:30PM
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A Week In Boston, MA, On A $132,940 Joint Income - Refinery29
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