Money Diary: A Primary School Teacher In Norwich On 36k - Refinery29

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Occupation: Primary school teacher
Industry: Education
Age: 28
Location: Norwich
Salary: £36,961
Paycheque amount: £2,063.82
Number of housemates: None
Pronouns: She/her
 
Monthly Expenses
 
Housing costs: £498 mortgage payment, plus additional £50 overpayment.
Loan payments: Student loan £127 (taken directly out of salary).
Savings? £1,000 in a current account, £3,000 in an easy-access savings account, £1,250 in a regular saver, £1,200 in a stocks and shares ISA, £400 in a Lifetime ISA and £500ish (at the time of writing – this obviously fluctuates a lot) in crypto currencies.
Pension? Teachers' Pension Scheme. I pay in £264.89 monthly and my employer tops it up to £729.36 (taken directly out of salary).
Utilities: Bills £206.15, DVLA £13.12.
All other monthly payments: Phone £10, gym membership £55, NASUWT membership £16.49. Charity payments: WWF £3, Ecologi £4.70. Subscriptions: Spotify £9.99, Amazon Prime £7.99, Netflix £9.99, ClearScore £4.99.

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