Age: 21
Location: Detroit, MI
University Size: 25,000
Yearly Tuition Cost: $30,000 (I am on a full merit scholarship that covers my tuition, housing, and meal plan)
Current Student Loan Total: $0
Salary/Allowance: I work as an MCAT tutor, which pays $25 an hour (I work three hours a week) and as a peer mentor for my university, which pays $10 an hour (our hours were reduced to 10 hours/week due to COVID)
Paycheck Amount (Every two weeks): $275
Pronouns: She/her
Monthly Expenses
Housing Cost: Covered by scholarship (I live in a four-bedroom apartment on campus, which would be $1,285 a month without scholarship)
Spotify/Hulu: $4.99 (student premium)
Netflix: on parents' account
Cell Phone: on parents' plan
Car Insurance: on parents' plan
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
Yes, and as I was valedictorian and did very well in school, it was clear that I would go somewhere I had a full scholarship.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances?
They taught me how to spend money properly and how to save and to ALWAYS avoid debt. My dad took the role of educating me and took it very seriously.
What was your first job and why did you get it?
A soccer referee at age 14. I wanted my own spending money and my parents raised me to earn it myself. I have been working since then with various side jobs.
Did you worry about money growing up?
No.
Do you worry about money now?
No.
At what age did you become financially responsible for yourself and do you have a financial safety net?
18. Yes, my parents would take care of me for sure, and I have a good savings account.
Do you or have you ever received passive or inherited income? If yes, please explain.
No, unless you include my full-ride scholarship.
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A Week At A University In Detroit, MI, That Costs $30,000 A Year - Refinery29
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