Industry: Tech
Age: 24
Location: Brooklyn, NY
My Salary: $121,000
My Partner's Salary: $167,000
My Net Worth: ~$100,000 in savings, 401(k) + Roth IRA, and investments combined.
My Partner's Net Worth: ~$350,000 split up similarly. (We considered getting a marriage certificate and combining finances formally but decided that since it wouldn't make a huge impact on our tax brackets, we would save the hassle and maintain separate accounts. My partner also earns about $400,000 in company stock annually, but we consider it an extra nest egg that will go towards our first home when we are ready to buy.)
Debt: $0; went to college on financial aid that allowed me to graduate debt-free
My Paycheck Amount (2x/month): $1,385 (after taxes, 401k, health insurance, and ESPP deducted)
Pronouns: She/her
Monthly Expenses
Rent: $3,100 (For a 1 bedroom apartment in Brooklyn. We split rent proportional to our income, so I pay $1,300 monthly.)
Loans: $0
Health Insurance: $25
401(k): ~$1,200 (contributing aggressively to try and max out before I leave my current job)
ESPP: ~$1,300 (purchased at 85% market value)
WiFi: $42
Electric: ~$50
Lemonade Renter's Insurance: $9
Credit Cards: $450 annually
Subway Card: $0; previously $127 (suspended due to COVID)
ClassPass: $0; previously $50 (Suspended due to COVID)
Spotify: $0 (on a family plan with my college roommates, subscription paid via my friend's credit card cashback)
Netflix: $0 (sister pays for our family's plan)
Amazon Prime: $0 (dad pays for our family account)
Phone: $0, still on my family plan, corporate line paid through work
"diary" - Google News
August 24, 2020 at 10:30PM
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A Week In Brooklyn, NY, On A $288,000 Joint Income - Refinery29
"diary" - Google News
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