Housing costs: £650, split between me and M. We split everything evenly but once we move to London it’ll be on a pay basis, mainly because I want a flat that actually has a separate bathroom and kitchen – he’d be happy with just a roof over his head!
Loan payments: £110 for both loans and £23 for my overdraft. I had to take two loans out last year as I hadn’t been working due to my mental health, and the overdraft just kept getting bigger and bigger until I finally sat down a few months ago and started paying it off.
Utilities: £110 council tax, £12 water, £32 electricity, £32 broadband, split evenly.
Transportation: £0. I still haven’t done my driving test and I don’t need to go anywhere as I work from home.
Phone bill: £33. I get Spotify included but I still don’t feel like what I get is worth that much.
Savings? £4,500. I am so proud of myself! At the beginning of June I had nothing and now, finally, at the age of 24 I have learned how to save. It’s very easy: don’t buy yourself ANYTHING but if there is something you see that you really, really want, DON’T BUY IT. I have slipped up now and then but I haven’t bought myself any new clothes since May, which is a win.
Other: M pays for Disney+ and Netflix (yay!). The only other expense I have is £3.99 a month for my QuickBooks app. It’s a lifesaver and I’ve become addicted to it. Lockdown really does have you doing strange things…
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August 01, 2020 at 01:00PM
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Money Diary: A 24-Year-Old Cam Girl On 38k - Refinery29
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