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Money Diary: A 25-Year-Old Operations Manager On 40k - Refinery29

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Housing costs: £600
Loan payments: £101 student loan, taken from my salary.
Utilities: £0. Mum pays for those, I pay for everything else.
Transportation: £0 (YASSSS TO WFH).
Phone bill: £20 SIM only, I’ve reached that age where new tech is not the goal.
Savings? £17,617. I've luckily been able to save 12k of this in the last 12 months alone.
Other: £4,000 saved for holibobs which were meant to happen this year – Thailand will be seeing me at some point. £83.33 to pension taken by salary sacrifice. £3.99 for Audible, I read a lot. £8.99 for Netflix. £4 for Disney+, my bf pays for the rest. £40 for hot yoga. £11 for Headspace, which I get through work annually. £15 for an Insta workout subscription. £50 to a food bank charity, this hits close to home because my family has had to use this and there is no shame in needing to!

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Money Diary: A 25-Year-Old Operations Manager On 40k - Refinery29
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