Housing costs: £575
Loan payments: £180 – car payment on a car loan of £4,000 at 0% interest. I am just under the student loan payment threshold.
Savings? I try to save £300 a month (though have saved much more during COVID). £4,462.57 in savings accounts, £15,078.03 in my LISA thanks to lots of penny-pinching (we are just about to buy our first house!). My partner works part-time and is studying for his undergraduate degree (this is why he contributes a lot less).
Utilities: Energy £52.22, council tax £105. Partner pays for water and food.
Transportation: £20 a month due to lockdown and not travelling home.
Phone bill: £12 – I am still on my dad's family plan and buy my phone outright so it keeps costs low.
Other: £16.50 contact lenses (keep meaning to cancel as I haven't been cycling to work so no longer use them. I was in a bad cycling accident a few years ago which led to my glasses cutting deeply into my face above my eyebrow and two new scars and have used these ever since to avoid it happening again. That was with a helmet!).
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December 02, 2020 at 02:00PM
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Money Diary: A Psychological Wellbeing Practitioner In Wiltshire On 25k - Refinery29
"diary" - Google News
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