Housing costs: Mortgage is £640, we jointly overpay by £100. I also do an additional overpayment of £500 a month towards the mortgage.
Loan payments: Student loan £434 per month.
Utilities: Water, gas and electricity, council tax and internet comes to £280, this comes out of the joint account.
Phone bill: £25
Transportation: Pre-COVID was around £100 a month to fuel my car up, since COVID it's more like £20 a month. Car insurance is paid yearly and there is no tax for my car.
Savings? All joint with husband: £23,000 savings, £3,200 savings account for toddler and a holiday fund of £3,300. All joint monthly expenses are paid for out of our joint account – I pay £1,100 into it every month, husband pays £400.
Other: Childminder £500 a month (government top-up of £125 gets added), husband pays for this. A gym membership that I don't use and have been meaning to cancel £30, Amazon Prime (paid yearly), a six-month subscription to Birchbox (pre-paid until July), T's ballet class £18.50, we use family log-ins for Netflix and Disney+ which me and H contribute £50 a year for.
"diary" - Google News
June 16, 2021 at 01:00PM
https://ift.tt/35tqd2g
Money Diary: A 29-Year-Old Mum & Incident Manager On £400/d - Refinery29
"diary" - Google News
https://ift.tt/2VTijey
https://ift.tt/2xwebYA
Bagikan Berita Ini
0 Response to "Money Diary: A 29-Year-Old Mum & Incident Manager On £400/d - Refinery29"
Post a Comment