Industry: Tech
Age: 35
Location: Chicago
Salary: $180,000 + 20-25% bonus (I've received a promotion and a raise since my last diary)
Net Worth: ~$470,000 ($178,378 in my 401(k); $77,204 in a Vanguard Index Fund account; $106,618 in an IRA left over from when my previous employer was acquired and I had to convert my 401(k); $57,012 in a high-interest savings account; $50,923 in a CD that is about to mature; and about $2,000 in Bitcoin that I tend to ignore because it fluctuates wildly)
Debt: $0
Paycheck Amount (2x/month): $4,166.28
Pronouns: She/her
Monthly Expenses
Rent: $2,000 for a one-bedroom condo where I live alone.
Utilities: $50-$100 (for gas and electricity; water, wifi, recycling, etc., are included in my rent)
Gym Membership: $180 (unlimited access to group classes like yoga, spin, HIIT; I also have a small gym in my condo building that I can use for free)
Insurance: $85 (medical, dental, life — taken out of each paycheck)
401(k): $991 (taken out of each paycheck; I max out my contribution each year and my employer matches up to 6%)
HBO Max: $6.25 (split with my boyfriend, H.)
Netflix: $0 (I mooch off my sister)
Donations: $200 (split between No Child Hungry, Planned Parenthood, and the Equal Justice Initiative, plus whatever random other organizations/political campaigns I donate to on an ad hoc basis throughout the year)
Savings: $200-$500 depending on the month and what else I have going on.
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November 03, 2021 at 10:00PM
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A Week In Chicago, IL, On A $180,000 Salary - Refinery29
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