Monthly Expenses
Housing costs: £65 to my parents (please don't judge this amount, I told them they could tell me a figure and I'd pay it and this is what they decided).
Loan payments: £371.51 on a loan I took out to get rid of my years of stupidity. £225.96 for my car (note for the loans: I've reduced the term on these to pay them off quicker, the total amounts aren't as scary as the monthly payments). I'm in the process of paying these off quicker than their terms and they should be cleared soon into next year. I overpay around £400 a month.
Savings? £500 for next year's car insurance. £700 emergency fund. £1,800 in various Monzo pockets to cover expenses as and when.
Pension? I pay 7% into it and my company matches. Once I've finished paying my debt and I move to just saving, I will increase this percentage.
All other monthly payments: Subscriptions: £12 SIM only. I had Netflix until recently as J told me to stop paying for it and use his.
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November 17, 2021 at 02:00PM
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Money Diary: A 26-Year-Old Administrator In Derbyshire On 23k - Refinery29
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