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Housing costs: £0. R covers the mortgage.
Utilities: £500 into joint account for gas, electric, housing insurance, council tax (£1,560 paid yearly), broadband + TV, service charge.
Transportation: £400 in a pot in Monzo every month to cover taxis, petrol, trains, congestion charge etc. but with COVID this has nicely accumulated.
Phone bill: £15 (SIM only).
Savings? I have just over £9,000 in bonds which I don't touch and leave to enter the draw every month. £42,000 in a standard savings account to which I contribute a minimum of £2,000 every month, this covers emergencies to holidays.
Other: Car insurance £126, Netflix £11.99, Amazon Prime £7.99, Spotify £10, Audible £10, Glossybox £12.95, charity donation £350, Nourish Fit Food £38 weekly. Any money left over at the end of the month I transfer across to my savings.
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October 28, 2020 at 01:00PM
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Money Diary: A 25-Year-Old Operations Director On 152k - Refinery29
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